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About Us

What is Prime Choice

We are finance experts offering tailored, relationship-based support to help clients achieve their financial goals. By maximizing financial efficiencies, we deliver top-level outcomes that align closely with each client’s unique business needs.

Business Consultation

Business Consulting offers expert advice to boost performance and achieve strategic goals.

21 Year Of Expertise

21 years of proven solutions to drive growth and success.

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(03) 9331 1330

Our Services

We Services provided best offer

We Services delivers top-notch offers tailored to meet client needs, ensuring quality and value in every solution.

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Property Finance

Prime Choice: Prime Choice provides tailored property finance solutions for first-time home buyers and real estate investors. Our expert brokers guide you through every step, ensuring access to competitive rates from a wide lender panel.

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Commercial & Business Finance

Commercial & Business Finance: Prime Choice provides tailored commercial mortgage solutions to help businesses expand, refinance debt, or acquire equipment.



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Personal, Asset & Equipment Finance

Asset & Equipment Finance: Prime Choice offers flexible funding solutions for businesses to acquire essential equipment, including gym and restaurant tools, with customizable repayment plans.

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Our Features

Connecting businesses, ideas, and people for greater impact.

Flexible financing options for purchasing residential, commercial, or rural properties, with variable or fixed rates, choice of repayment methods, and allowance for additional SMSF contributions.

Interest Rates

Choose between variable or fixed options.

Property Types

Purchase residential, commercial, or rural investment properties.

Repayment Options

Select principal and interest or interest-only payments, made monthly in arrears.

Additional Payments

Extra payments can be made by the SMSF.

FAQs

Frequently Asked Questions

Find quick answers to common questions about financing options, interest rates, repayment methods, and eligibility requirements.

An interest only loan is a loan where you are just paying off the interest, not reducing the total loan amount or principal. Usually with an interest only loan your interest only period is limited (typically from 1 – 5 years or based on the fixed rate of the loan).

An offset account is a bank account linked to your mortgage that can be used to reduce the interest you pay on the loan
Basically an offset account enables you to put all of your surplus cash into an account that reduces your loan by reducing the outstanding balance during the month. This is called daily reducible interest. Interest is calculated daily, and charged monthly.

Lenders Mortgage Insurance is a way that borrowers can access finance with a smaller deposit than is usually required.
The premise of Lenders Mortgage Insurance is that the lender is protected against a loss, should you default on your loan and the security property sales results do not cover the outstanding cost of the loan.

Yes, at First in Finance we can look after all your financial needs and have extensive experience in arranging finance for Commercial Property.

Finance expert with one philosophy

Every single one of our experienced finance experts have received rigorous training, we believe that everyone, rich or not so rich, deserves the best financial solutions

Our services provide you with

  • peace of mind
  • knowledge that your financial affairs are in order and your money is working for you
  • a relationship designed to support you and your requirements
  • confidence and understanding of your financial affairs
  • the flexibility to adapt to your changing circumstances
  • review meetings to ensure we are on track to achieving your objectives

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